Best Payoneer alternative for payouts
More ways to pay, more flexible operations
Payoneer’s closed ecosystem, rigid workflows, and unclear fee structures can make you and your recipients feel stuck. Trolley puts you in control with flexible payout workflows, transparent pricing, and built-in tax compliance and risk assessment.
- Pay out to 210+ countries & territories in 135+ currencies, with complete flexibility, multiple payout methods, and transparent FX pricing
- Automate global tax compliance across 30+ jurisdictions, including the US, EU, UK, CA, AU, & NZ
- Minimize payout risks with risk-based workflows and real-time KYC, KYB, & AML across 200+ countries & territories
Book a 30-min Trolley demo
Trusted by industry leaders—billions paid to over 5 million recipients
The payouts experience: Payoneer vs. Trolley
Where Payoneer falls short:
- "Some fees—especially currency conversion or withdrawal charges—aren’t always clearly communicated upfront." (G2)
- Settlement delays and holdbacks due to rolling reserves that withhold part of each payout for days before release.
- Limited batch payments capacity—capped at just 1000 payments per batch.
With Trolley, you can:
- Get competitive FX rates with clear conversion visibility so you and your recipients always know exactly what will be received.
- Ensure cash flow predictability for both sender and recipient, with funds arriving on a set schedule based on payment method and no hidden holdbacks.
- Send up to 20,000 individual payments in one seamless batch—fast, accurate, and hassle-free.
Make the right choice for global payouts
Cut through the complexity of the payouts decisions process with a clear, practical guide. Learn what to look for, what to avoid, and how to future-proof your payout operations.
What you’ll take away:
- Understand and overcome the challenges of global payouts
- Evaluate modern payout platform capabilities
- Avoid compliance and tax pitfalls
- Align finance, product, engineering, and legal teams
- Compare platforms with a checklist of must-haves
End-of-year tax handling: Payoneer vs. Trolley
Where Payoneer falls short:
- Relies on third-party providers for US tax handling, with no native compliance tools.
- No built-in reporting for OECD and DAC7, increasing the risk of non-compliance for cross-border teams.
- Lacks granular, payment-level tax handling—difficult to manage complex scenarios like mixed-income payments.
With Trolley, you can:
- Get native IRS support built directly into the platform, covering W-8, W-9, 1099, and 1042-S.
- Meet OECD and DAC7 requirements out of the box with integrated reporting and XML generation, ensuring you’re audit-ready for emerging global tax standards.
- Reduce admin burden with transaction-level tax logic and reporting that can handle complex payout scenarios.
Risk management capabilities: Payoneer vs. Trolley
Where Payoneer falls short:
- "The verification process is cumbersome—I was refused several times until I call for customer support for special approval." (Capterra)
- Limited fraud detection capabilities with no proactive screening methods—relies only on cross-referencing account data.
- Manual compliance and regional risk tracking process, which leads to slower risk detection and increased operational overhead.
With Trolley, you can:
- Streamline identity and business verification in 200+ countries and territories, with full support for individuals (KYC) and businesses (KYB).
- Enable continuous, intelligent risk monitoring with real-time activity logs, IP tracking, and risk-based workflows.
- Automate regulatory compliance with built-in DSA, INFORM Act, AML/CTF, and watchlist integrations.
Payoneer vs. Trolley feature comparison
Tipalti vs Trolley G2 ratings
Ratings out of 10, from Tipalti and Trolley customers on G2.
Trolley
Payoneer
Pay:
Global payout reach
210+ countries & territories
190+ countries & territories
Returned payment handling
Predictable timelines
Often delayed
Transparent per-payment fees
Full visibility
Opaque fee structure
Currency support
135+ currencies
70+ currencies
Tax:
IRS tax for US-sourced payouts
Native
Outsourced
Digital platform reporting
EU, UK, CA, AU, NZ
Payment-level tax handling
Trust:
Regional risk screening
200+ countries & territories
Business verification
Continuous risk monitoring
Manual
Compliance automation
Sync:
Data connectors
Manual or 3rd-party API required
Direct integrations
Limited
Recipient management:
Full UX customization
Limited
Language support
36
22
Customer support
Excellent
Limited
API:
Custom Workflows
Fully flexible
Rigid
Webhooks
Limited
REST API
Newly launched
SDK availability
6 SDKs
1 SDK
Trolley
Payoneer
General:
Meets Requirements
9.3
7.3
Quality of support
9.4
6.6
‘Has the product been a good partner in doing business?’
9.2
4.9
Ease of Use
9.3
7.5
Ease of Setup
8.2
6.6
Ease of Admin
9.0
6.1
Enterprise Payment:
ACH
9.6
6.2
Wire Transfer
9.7
6.7
Batch Processing
8.9
5.2
Payments scheduling
9.7
4.9
Automated workflows
9.9
5.0
Payment tracking
9.8
6.2
Reconciliation
9.3
6.1
AP Automation
5.2
9.3
Security & Complianc:
P2PE
9.4
6.2
Fraud Management
9.1
6.9
SOC
9.8
6.9
Integration:
Agnostic Integration
9.6
6.6
Reporting Consolidation
9.4
7.3
Plugins and APIs
8.9
6.3
Tired of Payoneer’s rigid workflows and hidden limitations?
FAQs about Payoneer vs Trolley
How do Trolley and Payoneer compare on pricing?
With Payoneer, pricing can vary based on payout method and region, with hidden FX markups and recipient-side fees that aren’t always disclosed in advance.
With Trolley, payouts start at $49/month. This includes customization features like white-labeling. Pricing is clear and usage-based, allowing for predictable, flexible fees. Start with a free trial and test in a forever-free sandbox.
What’s the #1 reason businesses choose Trolley over Payoneer?
Businesses switch for flexibility and control.
Trolley lets you pay recipients on their terms, offers broader global coverage, more currencies, built-in tax compliance, and comprehensive risk assessment tools.
Which countries and currencies do you support?
Trolley supports payouts to 210+ countries & territories and 135+ local currencies.
What kind of companies/industries use Trolley?
Any business that pays global individuals at scale. Most of our customers are creator economy platforms, like:
- Music and streaming royalties (e.g. Soundcloud, Bandcamp, CD Baby)
- Freelance platforms and expert networks (e.g. Bugcrowd, Storetasker)
- Ad networks, publishers and affiliate platforms (e.g. NitroPay)
- Creator and influencer platforms (e.g. Canva, Envato)
- Marketplaces and online retailers (e.g. ArtStation)
- Video games and eSports (e.g. Nexus)
How secure is Trolley? How long have you been around?
Trolley was founded in 2015 and we’ve since processed billions in payouts to over 5 million individuals across 210+ countries and territories.
Trolley is PCI-DSS Level 1 compliant. More security details:
- Hosted on AWS (SOC 1, 2, & 3 + ISO 27001/27018).
- End-to-end 256-bit SSL bank-level security.
- Mandatory 2FA.
- Compliant with GDPR, CCPA,
- PIPEDA, DPA and the EU-U.S.
- Privacy Shield Framework.
How easy is it to reconcile payouts and taxes with our GL?
Trolley automatically tracks every payout, fee, and tax event, which directly syncs with your general ledger.
You can also automate reconciliation by integrating Trolley with your accounting system (like QuickBooks). Or build your own sync using Trolley’s API.
What’s your customer support like?
We offer quick support via phone, email, in-product chat and product documentation.
Customers rate Trolley’s quality of support higher on G2:
- Trolley = 9.4 out of 10
- Payoneer = 6.6 out of 10
Trolley’s customer support offers one of the best response times across global fintech systems.
Here’s what customers say:
“We were trying to track down a payment that went to a closed bank account for a client. The client’s bank kept telling them they had rejected the payment. Trolley’s associate helped us contact the bank and get the money back and into the proper account. Lifesaver!”
– Beth W., Head of Vendor Partnerships (Source)
“I don’t think we waited more than 6 hours on any email we sent to the Trolley team ever. The quality and speed of support are unlike any other financial system provider we’ve worked with.”
– Sam Wilcoxon, CEO of Storetasker (Full success story here)
“The live chat saves me so much headache. Being able to log on and have a friendly person there and answering questions is invaluable; just knowing someone is working on it helps me with my workflow. Plus, I appreciate that that line of communication is kept open – in fact, I even got to know some of Trolley’s Customer Support Team by name!”
– Ted Jackson, Operations Manager at Multilingual Connections (Full success story here)
“Our customers are directed to the right screens when they needs support via Trolley’s chat option.”
– Shivang Shekhar, Product Manager at egen.ai (Source)
“Using the help chat and the support team at Trolley, I got very quick, live responses, and they continue to support us when any questions arise.”
– Nelson Truong, Product Manager at Draft (Full success story here)
Move to Trolley in 3 clear steps
Step 1: Test out our free sandbox
Access help guides, REST API and SDK documentation. Create recipients, run payments and test tax workflows – without using live money.
Step 2: Import your payout data
Use API or CSV upload to import payee details and past payouts. Trolley will check for any invalid data, e.g. faulty tax forms.
Step 3: Start sending compliant payouts
Set up integrations and role-based access. You can roll out Trolley in gradual phases or make a full migration – whatever you prefer.
Trolley is rated higher than Payoneer on:
How does Trolley stack up to Payoneer?
With Trolley you get more:
- Wider global reach with payouts to 210+ countries and territories in 135+ currencies
- Comprehensive tax compliance covering W-8, W-9, 1099, 1042-S, OECD digital platform reporting, including DAC7, and more
- High-volume capacity to process up to 20,000 payments in a single batch
- Clear, predictable pricing with fees shown upfront and no hidden FX markups
- Best-in-class support through real-time chat and rapid issue resolution
- Flexible payout choices including bank transfers, PayPal, Venmo, e-wallets, and checks
We can show you Trolley’s workflows and customize a quote for you. Let’s hop on a 30-min call – walk away with more clarity on your steps forward.
