Best Airwallex alternative for payouts
Trolley: Where payouts, tax, and trust work as one
Airwallex treats payouts as just another feature in an overloaded stack. At Trolley, payouts are our core focus—and we do them exceptionally well. With Tax and Trust built directly into the payout journey, not bolted on, you get a seamless flow of global payouts, compliance, and risk management. The result is a frictionless experience for both your team and your recipients, end to end.
- Pay without limits to 210+ countries and territories in 135+ currencies across multiple methods.
- Comply with global tax regulations across 30+ jurisdictions, including the US, EU, UK, CA, AU, and NZ—no need to patch together third-party tools.
- Minimize payout risks by integrating KYC/KYB, AML, ID verification, recipient risk profiles, and real-time fraud monitoring.
Book a 30-min Trolley demo
Trusted by industry leaders—billions paid to over 5 million recipients
The payouts experience: Airwallex vs. Trolley
Where Airwallex falls short:
- “A bit hard to find or understand when it comes to setting up more complex workflows.” (G2)
- “Restricts connection to any other software than Xero - big downside and increases a lot of manual import of data and checking.” (G2)
- “Limited currency options and exchange rates can be more competitive for cross border transfers.” (G2)
With Trolley, you can:
- Set up complex payout workflows without developer lift—automate approvals, batches, returns, and more with ease.
- Integrate seamlessly with ERPs to centralize payout and recipient data, complete with full audit trails and recipient records.
- Pay globally in 135+ currencies with competitive, transparent FX rates and multiple payout methods.
Make the right choice for global payouts
What you’ll take away:
- Understand and overcome the challenges of global payouts
- Evaluate modern payout platform capabilities
- Avoid compliance and tax pitfalls
- Align finance, product, engineering, and legal teams
- Compare platforms with a checklist of must-haves
End-of-year tax handling: Airwallex vs. Trolley
Where Airwallex falls short:
- No built-in tax workflows—compliance must be handled outside the platform.
- Limited US coverage—only basic 1099-K reporting for merchants processing payments through Airwallex.
- No OECD or DAC7 support, creating higher risk of non-compliance for cross-border teams.
With Trolley, you can:
- Unify payouts and tax compliance in one automated workflow—no manual syncing or third-party tools required.
- Cover full US tax compliance out of the box, including W-8, W-9, 1099-NEC, 1099-K, 1099-MISC, and 1042-S.
- Meet OECD reporting requirements across the EU, UK, CA, AU, and NZ, ensuring you’re audit-ready for emerging global tax standards.
Risk management capabilities: Airwallex vs. Trolley
Where Airwallex falls short:
- Identity checks cover only merchants and business account holders, leaving payout recipients unverified.
- Monitoring is limited to payment acceptance, with no coverage of recipient behaviors or automated re-verification for payouts.
- No support for recipient profiles or identity verification logs, making it harder to manage ongoing risk.
With Trolley, you can:
- Verify every recipient through built-in KYC/KYB, ID checks, sanctions screening, and audit logs—all in one seamless onboarding flow.
- Continuously monitor recipients with dynamic risk scores, profile changes, IPs, and geolocation tracking to flag risky behavior.
- Maintain complete recipient profiles with IDV, sanctions screening, and audit logs to lower payout risk.
Airwallex vs. Trolley feature comparison
Airwallex vs Trolley G2 ratings
Ratings out of 10, from Airwallex and Trolley customers on G2.
Trolley
Airwallex
Pay:
Global payout reach
210+ countries & territories
150+ countries
Fee transparency
135+ currencies
60+ currencies
Payout methods
Bank, PayPal, Venmo, wallets, checks
Bank rails only (local/SWIFT) + in-network transfers
Automated workflows
End-to-end automation
Limited/dev-heavy
Currency support
Limited transparency
Tax:
IRS tax for US-sourced payouts
Native support
Limited 1099-K support
Digital platform reporting
EU, UK, CA, AU, NZ
Year-end reporting
Supports 1099s, 1042-S, DAC7
Integrated withholding
Trust:
Regional risk screening
Limited
Identity & business verification
In-built
Third-party
Continuous risk monitoring
Limited
Recipient risk profiles
Sync:
Data connectors
Limited
Direct integrations
Limited
Recipient management:
Language support
36
~16
Customer support
Excellent
Fragmented
API:
Custom Workflows
Fully flexible
Limited
Webhooks
Robust
Limited in scope
SDK availability
6 SDKs
3 SDKs
Trolley
Airwallex
General:
Meets Requirements
9.3
8.2
Quality of support
9.4
8.2
‘Has the product been a good partner in doing business?’
9.2
8.6
Ease of Use
9.3
9.0
Ease of Admin
9.0
8.3
Enterprise Payment:
ACH
9.6
9.3
Wire Transfer
9.7
9.3
Settlements
9.0
8.7
Payments scheduling
9.7
8.5
Automated workflows
9.9
9.0
Payment tracking
9.8
8.8
Reconciliation
9.3
8.3
Security & Complianc:
P2PE
9.4
8.5
Fraud Management
9.1
8.5
SSL Encryption
9.3
9.1
SOC
9.8
8.9
Integration:
Agnostic Integration
9.6
9.0
Reporting Consolidation
9.4
8.3
Struggling with Airwallex’s limited currency support and disconnected workflows?
FAQs about Airwallex vs Trolley
How do Trolley and Airwallex compare on pricing?
With Airwallex, costs vary depending on route, method, and currency. FX spreads may look competitive, but hidden recipient fees and corridor-based markups can make scaling unpredictable.
With Trolley, payouts start at $49/month. This includes customization features like white-labeling. Pricing is clear and usage-based, allowing for predictable, flexible fees. Start with a free trial and test in a forever-free sandbox.
What’s the #1 reason businesses choose Trolley over Airwallex?
Businesses switch for flexibility and compliance.
Trolley goes beyond Airwallex with broader payout methods, global tax automation, and customizable risk controls, making it the go-to platform for businesses that need payouts, tax, and trust in one platform.
Which countries and currencies do you support?
Trolley supports payouts to 210+ countries & territories and 135+ local currencies.
What kind of companies/industries use Trolley?
Any business that pays global individuals at scale. Most of our customers are creator economy platforms, like:
- Music and streaming royalties (e.g. Soundcloud, Bandcamp, CD Baby)
- Freelance platforms and expert networks (e.g. Bugcrowd, Storetasker)
- Ad networks, publishers and affiliate platforms (e.g. NitroPay)
- Creator and influencer platforms (e.g. Canva, Envato)
- Marketplaces and online retailers (e.g. ArtStation)
- Video games and eSports (e.g. Nexus)
How secure is Trolley? How long have you been around?
Trolley was founded in 2015 and we’ve since processed billions in payouts to over 5 million individuals across 210+ countries and territories.
Trolley is PCI-DSS Level 1 compliant. More security details:
- Hosted on AWS (SOC 1, 2, & 3 + ISO 27001/27018).
- End-to-end 256-bit SSL bank-level security.
- Mandatory 2FA.
- Compliant with GDPR, CCPA,
- PIPEDA, DPA and the EU-U.S.
- Privacy Shield Framework.
How easy is it to reconcile payouts and taxes with our GL?
Trolley automatically tracks every payout, fee, and tax event, which directly syncs with your general ledger.
You can also automate reconciliation by integrating Trolley with your accounting system (like QuickBooks). Or build your own sync using Trolley’s API.
What’s your customer support like?
We offer quick support via phone, email, in-product chat, and product documentation.
Customers rate Trolley’s quality of support highly on G2:
- Trolley = 9.4 out of 10
- Airwallex = 9.2 out of 10
Trolley’s customer support offers one of the best response times across global fintech systems.
Here’s what customers say:
“We were trying to track down a payment that went to a closed bank account for a client. The client’s bank kept telling them they had rejected the payment. Trolley’s associate helped us contact the bank and get the money back and into the proper account. Lifesaver!”
– Beth W., Head of Vendor Partnerships
“I don’t think we waited more than 6 hours on any email we sent to the Trolley team ever. The quality and speed of support are unlike any other financial system provider we’ve worked with.”
– Sam Wilcoxon, CEO of Storetasker
“The live chat saves me so much headache. Being able to log on and have a friendly person there and answering questions is invaluable; just knowing someone is working on it helps me with my workflow. Plus, I appreciate that that line of communication is kept open – in fact, I even got to know some of Trolley’s Customer Support Team by name!”
– Ted Jackson, Operations Manager at Multilingual Connections
“Our customers are directed to the right screens when they needs support via Trolley’s chat option.”
– Shivang Shekhar, Product Manager at egen.ai
“Using the help chat and the support team at Trolley, I got very quick, live responses, and they continue to support us when any questions arise.”
– Nelson Truong, Product Manager at Draft
Move to Trolley in 3 clear steps
Step 1: Test out our free sandbox
Access help guides, REST API and SDK documentation. Create recipients, run payments and test tax workflows – without using live money.
Step 2: Import your payout data
Use API or CSV upload to import payee details and past payouts. Trolley will check for any invalid data, e.g. faulty tax forms.
Step 3: Start sending compliant payouts
Set up integrations and role-based access. You can roll out Trolley in gradual phases or make a full migration – whatever you prefer.
Trolley is rated higher than Airwallex on:
How does Trolley stack up to Airwallex?
With Trolley you get more:
- Scale globally with payouts coverage in 210+ countries and territories and 135+ currencies.
- Take advantage of competitive, upfront exchange rates—no hidden spreads or corridor-based markups.
- Ensure global tax compliance with direct IRS reporting and digital platform reporting in the EU, UK, CA, AU, and NZ.
- Unify risk and safety workflows by bringing KYC, KYB, IDV, fraud checks, and tax information collection into one onboarding flow.
- Get real-time chat and fast resolutions, not long waits and manual follow-ups.
We can show you Trolley’s workflows and customize a quote for you. Let’s hop on a 30-min call – walk away with more clarity on your steps forward.
